LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,146
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,177
−HK$1,048/mo
Today · 4.125%
HK$35,225
baseline
▲ 0.50% · 4.625%
HK$37,368
+HK$2,143/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,450/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,875
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,864
−HK$1,003/mo
Today · 4.125%
HK$38,867
baseline
▲ 0.50% · 4.625%
HK$40,916
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,734/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,775
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,012
−HK$1,257/mo
Today · 4.125%
HK$42,269
baseline
▲ 0.50% · 4.625%
HK$44,841
+HK$2,572/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,538/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,250
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,436
−HK$1,204/mo
Today · 4.125%
HK$46,640
baseline
▲ 0.50% · 4.625%
HK$49,099
+HK$2,459/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,280/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,404
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,848
−HK$1,466/mo
Today · 4.125%
HK$49,314
baseline
▲ 0.50% · 4.625%
HK$52,315
+HK$3,001/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,628/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,624
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,009
−HK$1,405/mo
Today · 4.125%
HK$54,414
baseline
▲ 0.50% · 4.625%
HK$57,282
+HK$2,868/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,828/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,663
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,519
−HK$1,885/mo
Today · 4.125%
HK$63,404
baseline
▲ 0.50% · 4.625%
HK$67,262
+HK$3,858/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,808/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,374
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,154
−HK$1,806/mo
Today · 4.125%
HK$69,960
baseline
▲ 0.50% · 4.625%
HK$73,648
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,920/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,104 · Scale 2, in force from 26 Feb 2026)