LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,147
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,178
−HK$1,047/mo
Today · 4.125%
HK$35,225
baseline
▲ 0.50% · 4.625%
HK$37,369
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,450/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,876
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,864
−HK$1,004/mo
Today · 4.125%
HK$38,868
baseline
▲ 0.50% · 4.625%
HK$40,917
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,736/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,776
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,013
−HK$1,257/mo
Today · 4.125%
HK$42,270
baseline
▲ 0.50% · 4.625%
HK$44,843
+HK$2,573/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,540/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,251
−HK$2,390/mo
▼ 0.25% · 3.875%
HK$45,437
−HK$1,204/mo
Today · 4.125%
HK$46,641
baseline
▲ 0.50% · 4.625%
HK$49,100
+HK$2,459/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,282/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,406
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,849
−HK$1,467/mo
Today · 4.125%
HK$49,316
baseline
▲ 0.50% · 4.625%
HK$52,316
+HK$3,000/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,632/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,626
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,010
−HK$1,405/mo
Today · 4.125%
HK$54,415
baseline
▲ 0.50% · 4.625%
HK$57,283
+HK$2,868/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,830/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,664
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,520
−HK$1,886/mo
Today · 4.125%
HK$63,406
baseline
▲ 0.50% · 4.625%
HK$67,264
+HK$3,858/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,812/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,117 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,376
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,156
−HK$1,806/mo
Today · 4.125%
HK$69,962
baseline
▲ 0.50% · 4.625%
HK$73,650
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,924/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,117 · Scale 2, in force from 26 Feb 2026)