LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,147
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,179
−HK$1,047/mo
Today · 4.125%
HK$35,226
baseline
▲ 0.50% · 4.625%
HK$37,369
+HK$2,143/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,452/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,876
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,865
−HK$1,003/mo
Today · 4.125%
HK$38,868
baseline
▲ 0.50% · 4.625%
HK$40,917
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,736/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,777
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,014
−HK$1,257/mo
Today · 4.125%
HK$42,271
baseline
▲ 0.50% · 4.625%
HK$44,843
+HK$2,572/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,542/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,251
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,438
−HK$1,204/mo
Today · 4.125%
HK$46,642
baseline
▲ 0.50% · 4.625%
HK$49,101
+HK$2,459/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,284/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,406
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,850
−HK$1,466/mo
Today · 4.125%
HK$49,316
baseline
▲ 0.50% · 4.625%
HK$52,317
+HK$3,001/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,632/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,627
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,011
−HK$1,405/mo
Today · 4.125%
HK$54,416
baseline
▲ 0.50% · 4.625%
HK$57,284
+HK$2,868/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,832/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,665
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,521
−HK$1,886/mo
Today · 4.125%
HK$63,407
baseline
▲ 0.50% · 4.625%
HK$67,265
+HK$3,858/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,814/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,377
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,157
−HK$1,806/mo
Today · 4.125%
HK$69,963
baseline
▲ 0.50% · 4.625%
HK$73,651
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,926/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,127 · Scale 2, in force from 26 Feb 2026)