LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,149
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,180
−HK$1,047/mo
Today · 4.125%
HK$35,227
baseline
▲ 0.50% · 4.625%
HK$37,371
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,454/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,878
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,867
−HK$1,003/mo
Today · 4.125%
HK$38,870
baseline
▲ 0.50% · 4.625%
HK$40,919
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,740/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,778
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,016
−HK$1,257/mo
Today · 4.125%
HK$42,273
baseline
▲ 0.50% · 4.625%
HK$44,845
+HK$2,572/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$84,546/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,253
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,440
−HK$1,204/mo
Today · 4.125%
HK$46,644
baseline
▲ 0.50% · 4.625%
HK$49,103
+HK$2,459/mo
Deposit HK$5.81M · loan HK$8.72M · min. income ≈ HK$93,288/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,408
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,852
−HK$1,466/mo
Today · 4.125%
HK$49,318
baseline
▲ 0.50% · 4.625%
HK$52,319
+HK$3,001/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,636/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,629
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,013
−HK$1,405/mo
Today · 4.125%
HK$54,418
baseline
▲ 0.50% · 4.625%
HK$57,286
+HK$2,868/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,836/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,668
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,524
−HK$1,885/mo
Today · 4.125%
HK$63,409
baseline
▲ 0.50% · 4.625%
HK$67,268
+HK$3,859/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,818/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,380
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,160
−HK$1,806/mo
Today · 4.125%
HK$69,966
baseline
▲ 0.50% · 4.625%
HK$73,654
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,932/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,149 · Scale 2, in force from 26 Feb 2026)