LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,149
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,180
−HK$1,048/mo
Today · 4.125%
HK$35,228
baseline
▲ 0.50% · 4.625%
HK$37,372
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,456/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,878
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,867
−HK$1,004/mo
Today · 4.125%
HK$38,871
baseline
▲ 0.50% · 4.625%
HK$40,920
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,742/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,779
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,017
−HK$1,257/mo
Today · 4.125%
HK$42,274
baseline
▲ 0.50% · 4.625%
HK$44,846
+HK$2,572/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$84,548/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,254
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,441
−HK$1,204/mo
Today · 4.125%
HK$46,645
baseline
▲ 0.50% · 4.625%
HK$49,104
+HK$2,459/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$93,290/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,409
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,853
−HK$1,466/mo
Today · 4.125%
HK$49,319
baseline
▲ 0.50% · 4.625%
HK$52,320
+HK$3,001/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,638/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,630
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,014
−HK$1,405/mo
Today · 4.125%
HK$54,419
baseline
▲ 0.50% · 4.625%
HK$57,288
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,838/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,669
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,525
−HK$1,886/mo
Today · 4.125%
HK$63,411
baseline
▲ 0.50% · 4.625%
HK$67,269
+HK$3,858/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,822/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,381
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,161
−HK$1,806/mo
Today · 4.125%
HK$69,967
baseline
▲ 0.50% · 4.625%
HK$73,655
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,934/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,159 · Scale 2, in force from 26 Feb 2026)