LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,151
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$34,182
−HK$1,047/mo
Today · 4.125%
HK$35,229
baseline
▲ 0.50% · 4.625%
HK$37,373
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,458/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,880
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,869
−HK$1,003/mo
Today · 4.125%
HK$38,872
baseline
▲ 0.50% · 4.625%
HK$40,921
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,744/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,781
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,018
−HK$1,257/mo
Today · 4.125%
HK$42,275
baseline
▲ 0.50% · 4.625%
HK$44,848
+HK$2,573/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$84,550/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,256
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,443
−HK$1,204/mo
Today · 4.125%
HK$46,647
baseline
▲ 0.50% · 4.625%
HK$49,106
+HK$2,459/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$93,294/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,411
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,855
−HK$1,466/mo
Today · 4.125%
HK$49,321
baseline
▲ 0.50% · 4.625%
HK$52,322
+HK$3,001/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,642/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,632
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,016
−HK$1,405/mo
Today · 4.125%
HK$54,421
baseline
▲ 0.50% · 4.625%
HK$57,290
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,842/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,671
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,527
−HK$1,886/mo
Today · 4.125%
HK$63,413
baseline
▲ 0.50% · 4.625%
HK$67,272
+HK$3,859/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$126,826/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,384
−HK$3,586/mo
▼ 0.25% · 3.875%
HK$68,164
−HK$1,806/mo
Today · 4.125%
HK$69,970
baseline
▲ 0.50% · 4.625%
HK$73,658
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.08M · min. income ≈ HK$139,940/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,180 · Scale 2, in force from 26 Feb 2026)