LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,152
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,184
−HK$1,047/mo
Today · 4.125%
HK$35,231
baseline
▲ 0.50% · 4.625%
HK$37,375
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,462/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,882
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,871
−HK$1,003/mo
Today · 4.125%
HK$38,874
baseline
▲ 0.50% · 4.625%
HK$40,924
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,748/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,783
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,020
−HK$1,258/mo
Today · 4.125%
HK$42,278
baseline
▲ 0.50% · 4.625%
HK$44,850
+HK$2,572/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$84,556/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,258
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,445
−HK$1,204/mo
Today · 4.125%
HK$46,649
baseline
▲ 0.50% · 4.625%
HK$49,108
+HK$2,459/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$93,298/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,413
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,857
−HK$1,467/mo
Today · 4.125%
HK$49,324
baseline
▲ 0.50% · 4.625%
HK$52,325
+HK$3,001/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,648/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,635
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,019
−HK$1,405/mo
Today · 4.125%
HK$54,424
baseline
▲ 0.50% · 4.625%
HK$57,293
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,848/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,674
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,531
−HK$1,886/mo
Today · 4.125%
HK$63,417
baseline
▲ 0.50% · 4.625%
HK$67,275
+HK$3,858/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,834/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,387
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,168
−HK$1,806/mo
Today · 4.125%
HK$69,974
baseline
▲ 0.50% · 4.625%
HK$73,662
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,948/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,210 · Scale 2, in force from 26 Feb 2026)