LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,153
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,185
−HK$1,047/mo
Today · 4.125%
HK$35,232
baseline
▲ 0.50% · 4.625%
HK$37,376
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,464/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,883
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,872
−HK$1,003/mo
Today · 4.125%
HK$38,875
baseline
▲ 0.50% · 4.625%
HK$40,925
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,750/mo (50% DSR)
Upfront cash ≈ HK$7.81M (deposit + AVD stamp duty HK$545,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,784
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,021
−HK$1,258/mo
Today · 4.125%
HK$42,279
baseline
▲ 0.50% · 4.625%
HK$44,851
+HK$2,572/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$84,558/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,259
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,446
−HK$1,204/mo
Today · 4.125%
HK$46,650
baseline
▲ 0.50% · 4.625%
HK$49,109
+HK$2,459/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$93,300/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,415
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,858
−HK$1,467/mo
Today · 4.125%
HK$49,325
baseline
▲ 0.50% · 4.625%
HK$52,327
+HK$3,002/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,650/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,636
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,021
−HK$1,404/mo
Today · 4.125%
HK$54,425
baseline
▲ 0.50% · 4.625%
HK$57,294
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,850/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,676
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,532
−HK$1,886/mo
Today · 4.125%
HK$63,418
baseline
▲ 0.50% · 4.625%
HK$67,277
+HK$3,859/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,836/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,389
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,169
−HK$1,807/mo
Today · 4.125%
HK$69,976
baseline
▲ 0.50% · 4.625%
HK$73,664
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,952/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,223 · Scale 2, in force from 26 Feb 2026)