LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,155
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,186
−HK$1,048/mo
Today · 4.125%
HK$35,234
baseline
▲ 0.50% · 4.625%
HK$37,378
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,468/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,884
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,874
−HK$1,003/mo
Today · 4.125%
HK$38,877
baseline
▲ 0.50% · 4.625%
HK$40,926
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,754/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,786
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,023
−HK$1,258/mo
Today · 4.125%
HK$42,281
baseline
▲ 0.50% · 4.625%
HK$44,853
+HK$2,572/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$84,562/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,261
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,448
−HK$1,204/mo
Today · 4.125%
HK$46,652
baseline
▲ 0.50% · 4.625%
HK$49,112
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$93,304/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,417
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,860
−HK$1,467/mo
Today · 4.125%
HK$49,327
baseline
▲ 0.50% · 4.625%
HK$52,329
+HK$3,002/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,654/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,638
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,023
−HK$1,405/mo
Today · 4.125%
HK$54,428
baseline
▲ 0.50% · 4.625%
HK$57,297
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,856/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,679
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,535
−HK$1,886/mo
Today · 4.125%
HK$63,421
baseline
▲ 0.50% · 4.625%
HK$67,280
+HK$3,859/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,842/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,392
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,172
−HK$1,807/mo
Today · 4.125%
HK$69,979
baseline
▲ 0.50% · 4.625%
HK$73,667
+HK$3,688/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,958/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,248 · Scale 2, in force from 26 Feb 2026)