LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,155
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,187
−HK$1,048/mo
Today · 4.125%
HK$35,235
baseline
▲ 0.50% · 4.625%
HK$37,379
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,470/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,885
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,874
−HK$1,004/mo
Today · 4.125%
HK$38,878
baseline
▲ 0.50% · 4.625%
HK$40,927
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,756/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,787
−HK$2,494/mo
▼ 0.25% · 3.875%
HK$41,024
−HK$1,257/mo
Today · 4.125%
HK$42,281
baseline
▲ 0.50% · 4.625%
HK$44,854
+HK$2,573/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$84,562/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,262
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,449
−HK$1,204/mo
Today · 4.125%
HK$46,653
baseline
▲ 0.50% · 4.625%
HK$49,113
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$93,306/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,418
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,861
−HK$1,467/mo
Today · 4.125%
HK$49,328
baseline
▲ 0.50% · 4.625%
HK$52,330
+HK$3,002/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,656/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,639
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,024
−HK$1,405/mo
Today · 4.125%
HK$54,429
baseline
▲ 0.50% · 4.625%
HK$57,298
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,858/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,680
−HK$3,742/mo
▼ 0.25% · 3.875%
HK$61,536
−HK$1,886/mo
Today · 4.125%
HK$63,422
baseline
▲ 0.50% · 4.625%
HK$67,281
+HK$3,859/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,844/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,393
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,174
−HK$1,806/mo
Today · 4.125%
HK$69,980
baseline
▲ 0.50% · 4.625%
HK$73,669
+HK$3,689/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,960/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,259 · Scale 2, in force from 26 Feb 2026)