LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,156
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,187
−HK$1,048/mo
Today · 4.125%
HK$35,235
baseline
▲ 0.50% · 4.625%
HK$37,379
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,470/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,885
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,875
−HK$1,003/mo
Today · 4.125%
HK$38,878
baseline
▲ 0.50% · 4.625%
HK$40,928
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,756/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,787
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,025
−HK$1,257/mo
Today · 4.125%
HK$42,282
baseline
▲ 0.50% · 4.625%
HK$44,855
+HK$2,573/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$84,564/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,263
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,450
−HK$1,204/mo
Today · 4.125%
HK$46,654
baseline
▲ 0.50% · 4.625%
HK$49,113
+HK$2,459/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$93,308/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,418
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,862
−HK$1,467/mo
Today · 4.125%
HK$49,329
baseline
▲ 0.50% · 4.625%
HK$52,330
+HK$3,001/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,658/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,640
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,025
−HK$1,405/mo
Today · 4.125%
HK$54,430
baseline
▲ 0.50% · 4.625%
HK$57,299
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,860/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,680
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,537
−HK$1,886/mo
Today · 4.125%
HK$63,423
baseline
▲ 0.50% · 4.625%
HK$67,282
+HK$3,859/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,846/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,394
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,174
−HK$1,807/mo
Today · 4.125%
HK$69,981
baseline
▲ 0.50% · 4.625%
HK$73,670
+HK$3,689/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,962/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,264 · Scale 2, in force from 26 Feb 2026)