LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,157
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,188
−HK$1,048/mo
Today · 4.125%
HK$35,236
baseline
▲ 0.50% · 4.625%
HK$37,380
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,472/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,887
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$37,876
−HK$1,003/mo
Today · 4.125%
HK$38,879
baseline
▲ 0.50% · 4.625%
HK$40,929
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,758/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,788
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,026
−HK$1,257/mo
Today · 4.125%
HK$42,283
baseline
▲ 0.50% · 4.625%
HK$44,856
+HK$2,573/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$84,566/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,264
−HK$2,391/mo
▼ 0.25% · 3.875%
HK$45,451
−HK$1,204/mo
Today · 4.125%
HK$46,655
baseline
▲ 0.50% · 4.625%
HK$49,115
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.72M · min. income ≈ HK$93,310/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,419
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,863
−HK$1,467/mo
Today · 4.125%
HK$49,330
baseline
▲ 0.50% · 4.625%
HK$52,332
+HK$3,002/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,660/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,641
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,026
−HK$1,405/mo
Today · 4.125%
HK$54,431
baseline
▲ 0.50% · 4.625%
HK$57,300
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,862/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,682
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,539
−HK$1,886/mo
Today · 4.125%
HK$63,425
baseline
▲ 0.50% · 4.625%
HK$67,284
+HK$3,859/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,850/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,396
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$68,176
−HK$1,807/mo
Today · 4.125%
HK$69,983
baseline
▲ 0.50% · 4.625%
HK$73,672
+HK$3,689/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,966/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,280 · Scale 2, in force from 26 Feb 2026)