LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,163
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,194
−HK$1,048/mo
Today · 4.125%
HK$35,242
baseline
▲ 0.50% · 4.625%
HK$37,387
+HK$2,145/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,484/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,893
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,883
−HK$1,004/mo
Today · 4.125%
HK$38,887
baseline
▲ 0.50% · 4.625%
HK$40,936
+HK$2,049/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,774/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,795
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,033
−HK$1,258/mo
Today · 4.125%
HK$42,291
baseline
▲ 0.50% · 4.625%
HK$44,864
+HK$2,573/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,582/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,272
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,459
−HK$1,205/mo
Today · 4.125%
HK$46,664
baseline
▲ 0.50% · 4.625%
HK$49,124
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,328/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,428
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,872
−HK$1,467/mo
Today · 4.125%
HK$49,339
baseline
▲ 0.50% · 4.625%
HK$52,342
+HK$3,003/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,678/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,651
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,036
−HK$1,405/mo
Today · 4.125%
HK$54,441
baseline
▲ 0.50% · 4.625%
HK$57,311
+HK$2,870/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,882/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,693
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,550
−HK$1,886/mo
Today · 4.125%
HK$63,436
baseline
▲ 0.50% · 4.625%
HK$67,296
+HK$3,860/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,872/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,380 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,408
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,189
−HK$1,807/mo
Today · 4.125%
HK$69,996
baseline
▲ 0.50% · 4.625%
HK$73,685
+HK$3,689/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,992/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,380 · Scale 2, in force from 26 Feb 2026)