LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,164
−HK$2,079/mo
▼ 0.25% · 3.875%
HK$34,195
−HK$1,048/mo
Today · 4.125%
HK$35,243
baseline
▲ 0.50% · 4.625%
HK$37,388
+HK$2,145/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,486/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,894
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,884
−HK$1,003/mo
Today · 4.125%
HK$38,887
baseline
▲ 0.50% · 4.625%
HK$40,937
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,774/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,796
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,034
−HK$1,258/mo
Today · 4.125%
HK$42,292
baseline
▲ 0.50% · 4.625%
HK$44,865
+HK$2,573/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,584/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,273
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,460
−HK$1,205/mo
Today · 4.125%
HK$46,665
baseline
▲ 0.50% · 4.625%
HK$49,125
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,330/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,429
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,873
−HK$1,467/mo
Today · 4.125%
HK$49,340
baseline
▲ 0.50% · 4.625%
HK$52,343
+HK$3,003/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,680/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,652
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,037
−HK$1,405/mo
Today · 4.125%
HK$54,442
baseline
▲ 0.50% · 4.625%
HK$57,312
+HK$2,870/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,884/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,694
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,551
−HK$1,887/mo
Today · 4.125%
HK$63,438
baseline
▲ 0.50% · 4.625%
HK$67,298
+HK$3,860/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,876/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,409
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,190
−HK$1,807/mo
Today · 4.125%
HK$69,997
baseline
▲ 0.50% · 4.625%
HK$73,687
+HK$3,690/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,994/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,392 · Scale 2, in force from 26 Feb 2026)