LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,164
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,196
−HK$1,048/mo
Today · 4.125%
HK$35,244
baseline
▲ 0.50% · 4.625%
HK$37,389
+HK$2,145/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,488/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,895
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,885
−HK$1,003/mo
Today · 4.125%
HK$38,888
baseline
▲ 0.50% · 4.625%
HK$40,938
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,776/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,797
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,035
−HK$1,258/mo
Today · 4.125%
HK$42,293
baseline
▲ 0.50% · 4.625%
HK$44,866
+HK$2,573/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,586/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,274
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,461
−HK$1,205/mo
Today · 4.125%
HK$46,666
baseline
▲ 0.50% · 4.625%
HK$49,126
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,332/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,430
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,874
−HK$1,468/mo
Today · 4.125%
HK$49,342
baseline
▲ 0.50% · 4.625%
HK$52,344
+HK$3,002/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,684/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,653
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,038
−HK$1,406/mo
Today · 4.125%
HK$54,444
baseline
▲ 0.50% · 4.625%
HK$57,313
+HK$2,869/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,888/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,696
−HK$3,743/mo
▼ 0.25% · 3.875%
HK$61,553
−HK$1,886/mo
Today · 4.125%
HK$63,439
baseline
▲ 0.50% · 4.625%
HK$67,299
+HK$3,860/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,878/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,406 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,411
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,192
−HK$1,807/mo
Today · 4.125%
HK$69,999
baseline
▲ 0.50% · 4.625%
HK$73,689
+HK$3,690/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$139,998/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,406 · Scale 2, in force from 26 Feb 2026)