LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,167
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,198
−HK$1,049/mo
Today · 4.125%
HK$35,247
baseline
▲ 0.50% · 4.625%
HK$37,391
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,494/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,898
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,887
−HK$1,004/mo
Today · 4.125%
HK$38,891
baseline
▲ 0.50% · 4.625%
HK$40,941
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,782/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,800
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,038
−HK$1,258/mo
Today · 4.125%
HK$42,296
baseline
▲ 0.50% · 4.625%
HK$44,869
+HK$2,573/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,592/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,277
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,465
−HK$1,204/mo
Today · 4.125%
HK$46,669
baseline
▲ 0.50% · 4.625%
HK$49,129
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,338/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,433
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,878
−HK$1,467/mo
Today · 4.125%
HK$49,345
baseline
▲ 0.50% · 4.625%
HK$52,348
+HK$3,003/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,690/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,657
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,042
−HK$1,406/mo
Today · 4.125%
HK$54,448
baseline
▲ 0.50% · 4.625%
HK$57,318
+HK$2,870/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,896/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,700
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,557
−HK$1,887/mo
Today · 4.125%
HK$63,444
baseline
▲ 0.50% · 4.625%
HK$67,304
+HK$3,860/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,888/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,416
−HK$3,588/mo
▼ 0.25% · 3.875%
HK$68,197
−HK$1,807/mo
Today · 4.125%
HK$70,004
baseline
▲ 0.50% · 4.625%
HK$73,694
+HK$3,690/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$140,008/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,444 · Scale 2, in force from 26 Feb 2026)