LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,169
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,200
−HK$1,049/mo
Today · 4.125%
HK$35,249
baseline
▲ 0.50% · 4.625%
HK$37,393
+HK$2,144/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,498/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,900
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,889
−HK$1,004/mo
Today · 4.125%
HK$38,893
baseline
▲ 0.50% · 4.625%
HK$40,943
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,786/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,802
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,040
−HK$1,258/mo
Today · 4.125%
HK$42,298
baseline
▲ 0.50% · 4.625%
HK$44,872
+HK$2,574/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,596/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,280
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,467
−HK$1,205/mo
Today · 4.125%
HK$46,672
baseline
▲ 0.50% · 4.625%
HK$49,132
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,344/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,436
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,880
−HK$1,468/mo
Today · 4.125%
HK$49,348
baseline
▲ 0.50% · 4.625%
HK$52,351
+HK$3,003/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,696/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,660
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,045
−HK$1,406/mo
Today · 4.125%
HK$54,451
baseline
▲ 0.50% · 4.625%
HK$57,321
+HK$2,870/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,902/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,703
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,561
−HK$1,886/mo
Today · 4.125%
HK$63,447
baseline
▲ 0.50% · 4.625%
HK$67,308
+HK$3,861/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,894/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,475 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,419
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,201
−HK$1,807/mo
Today · 4.125%
HK$70,008
baseline
▲ 0.50% · 4.625%
HK$73,698
+HK$3,690/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$140,016/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,475 · Scale 2, in force from 26 Feb 2026)