LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,169
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,201
−HK$1,048/mo
Today · 4.125%
HK$35,249
baseline
▲ 0.50% · 4.625%
HK$37,394
+HK$2,145/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,498/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,901
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,890
−HK$1,004/mo
Today · 4.125%
HK$38,894
baseline
▲ 0.50% · 4.625%
HK$40,944
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,788/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,803
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,041
−HK$1,258/mo
Today · 4.125%
HK$42,299
baseline
▲ 0.50% · 4.625%
HK$44,873
+HK$2,574/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,598/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,281
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,468
−HK$1,205/mo
Today · 4.125%
HK$46,673
baseline
▲ 0.50% · 4.625%
HK$49,133
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,346/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,437
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,882
−HK$1,467/mo
Today · 4.125%
HK$49,349
baseline
▲ 0.50% · 4.625%
HK$52,352
+HK$3,003/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,698/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,661
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,046
−HK$1,406/mo
Today · 4.125%
HK$54,452
baseline
▲ 0.50% · 4.625%
HK$57,322
+HK$2,870/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,904/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,705
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,562
−HK$1,887/mo
Today · 4.125%
HK$63,449
baseline
▲ 0.50% · 4.625%
HK$67,310
+HK$3,861/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,898/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,421
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,203
−HK$1,807/mo
Today · 4.125%
HK$70,010
baseline
▲ 0.50% · 4.625%
HK$73,700
+HK$3,690/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$140,020/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,489 · Scale 2, in force from 26 Feb 2026)