LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,171
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,203
−HK$1,048/mo
Today · 4.125%
HK$35,251
baseline
▲ 0.50% · 4.625%
HK$37,396
+HK$2,145/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,502/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,903
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,892
−HK$1,004/mo
Today · 4.125%
HK$38,896
baseline
▲ 0.50% · 4.625%
HK$40,947
+HK$2,051/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,792/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,806
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,044
−HK$1,258/mo
Today · 4.125%
HK$42,302
baseline
▲ 0.50% · 4.625%
HK$44,876
+HK$2,574/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,604/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,283
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,471
−HK$1,205/mo
Today · 4.125%
HK$46,676
baseline
▲ 0.50% · 4.625%
HK$49,136
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,352/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,440
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,884
−HK$1,468/mo
Today · 4.125%
HK$49,352
baseline
▲ 0.50% · 4.625%
HK$52,355
+HK$3,003/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,704/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,664
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,049
−HK$1,406/mo
Today · 4.125%
HK$54,455
baseline
▲ 0.50% · 4.625%
HK$57,325
+HK$2,870/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,910/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,708
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,566
−HK$1,887/mo
Today · 4.125%
HK$63,453
baseline
▲ 0.50% · 4.625%
HK$67,313
+HK$3,860/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,906/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,425
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,206
−HK$1,808/mo
Today · 4.125%
HK$70,014
baseline
▲ 0.50% · 4.625%
HK$73,704
+HK$3,690/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$140,028/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,519 · Scale 2, in force from 26 Feb 2026)