LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,173
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,205
−HK$1,048/mo
Today · 4.125%
HK$35,253
baseline
▲ 0.50% · 4.625%
HK$37,399
+HK$2,146/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,506/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,905
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,895
−HK$1,004/mo
Today · 4.125%
HK$38,899
baseline
▲ 0.50% · 4.625%
HK$40,949
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,798/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,808
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,046
−HK$1,258/mo
Today · 4.125%
HK$42,304
baseline
▲ 0.50% · 4.625%
HK$44,878
+HK$2,574/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,608/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,286
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,474
−HK$1,205/mo
Today · 4.125%
HK$46,679
baseline
▲ 0.50% · 4.625%
HK$49,139
+HK$2,460/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,358/mo (50% DSR)
Upfront cash ≈ HK$6.36M (deposit + AVD stamp duty HK$545,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,443
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,887
−HK$1,468/mo
Today · 4.125%
HK$49,355
baseline
▲ 0.50% · 4.625%
HK$52,358
+HK$3,003/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,710/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,667
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,053
−HK$1,405/mo
Today · 4.125%
HK$54,458
baseline
▲ 0.50% · 4.625%
HK$57,329
+HK$2,871/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,916/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,712
−HK$3,744/mo
▼ 0.25% · 3.875%
HK$61,569
−HK$1,887/mo
Today · 4.125%
HK$63,456
baseline
▲ 0.50% · 4.625%
HK$67,317
+HK$3,861/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,912/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,429
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,210
−HK$1,808/mo
Today · 4.125%
HK$70,018
baseline
▲ 0.50% · 4.625%
HK$73,708
+HK$3,690/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$140,036/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,552 · Scale 2, in force from 26 Feb 2026)