LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,177
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,209
−HK$1,049/mo
Today · 4.125%
HK$35,258
baseline
▲ 0.50% · 4.625%
HK$37,403
+HK$2,145/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$70,516/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,909
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,899
−HK$1,005/mo
Today · 4.125%
HK$38,904
baseline
▲ 0.50% · 4.625%
HK$40,954
+HK$2,050/mo
Deposit HK$7.27M · loan HK$7.27M · min. income ≈ HK$77,808/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,813
−HK$2,496/mo
▼ 0.25% · 3.875%
HK$41,051
−HK$1,258/mo
Today · 4.125%
HK$42,309
baseline
▲ 0.50% · 4.625%
HK$44,884
+HK$2,575/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,618/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,291
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,479
−HK$1,205/mo
Today · 4.125%
HK$46,684
baseline
▲ 0.50% · 4.625%
HK$49,145
+HK$2,461/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,368/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,448
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,893
−HK$1,468/mo
Today · 4.125%
HK$49,361
baseline
▲ 0.50% · 4.625%
HK$52,364
+HK$3,003/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$98,722/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,673
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,059
−HK$1,406/mo
Today · 4.125%
HK$54,465
baseline
▲ 0.50% · 4.625%
HK$57,336
+HK$2,871/mo
Deposit HK$4.36M · loan HK$10.18M · min. income ≈ HK$108,930/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,719
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,577
−HK$1,887/mo
Today · 4.125%
HK$63,464
baseline
▲ 0.50% · 4.625%
HK$67,326
+HK$3,862/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$126,928/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,437
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,219
−HK$1,807/mo
Today · 4.125%
HK$70,026
baseline
▲ 0.50% · 4.625%
HK$73,718
+HK$3,692/mo
Deposit HK$1.45M · loan HK$13.09M · min. income ≈ HK$140,052/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,619 · Scale 2, in force from 26 Feb 2026)