LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,178
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,210
−HK$1,049/mo
Today · 4.125%
HK$35,259
baseline
▲ 0.50% · 4.625%
HK$37,404
+HK$2,145/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,518/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,910
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,900
−HK$1,005/mo
Today · 4.125%
HK$38,905
baseline
▲ 0.50% · 4.625%
HK$40,955
+HK$2,050/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,810/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,814
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,052
−HK$1,259/mo
Today · 4.125%
HK$42,311
baseline
▲ 0.50% · 4.625%
HK$44,885
+HK$2,574/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,622/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,292
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,480
−HK$1,205/mo
Today · 4.125%
HK$46,685
baseline
▲ 0.50% · 4.625%
HK$49,146
+HK$2,461/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,370/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,449
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,894
−HK$1,468/mo
Today · 4.125%
HK$49,362
baseline
▲ 0.50% · 4.625%
HK$52,366
+HK$3,004/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,724/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,675
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,060
−HK$1,406/mo
Today · 4.125%
HK$54,466
baseline
▲ 0.50% · 4.625%
HK$57,337
+HK$2,871/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,932/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,721
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,578
−HK$1,888/mo
Today · 4.125%
HK$63,466
baseline
▲ 0.50% · 4.625%
HK$67,327
+HK$3,861/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$126,932/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,439
−HK$3,589/mo
▼ 0.25% · 3.875%
HK$68,221
−HK$1,807/mo
Today · 4.125%
HK$70,028
baseline
▲ 0.50% · 4.625%
HK$73,719
+HK$3,691/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,056/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,633 · Scale 2, in force from 26 Feb 2026)