LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,182
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,214
−HK$1,049/mo
Today · 4.125%
HK$35,263
baseline
▲ 0.50% · 4.625%
HK$37,408
+HK$2,145/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,526/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,915
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$37,905
−HK$1,004/mo
Today · 4.125%
HK$38,909
baseline
▲ 0.50% · 4.625%
HK$40,960
+HK$2,051/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,818/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,818
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,057
−HK$1,258/mo
Today · 4.125%
HK$42,315
baseline
▲ 0.50% · 4.625%
HK$44,890
+HK$2,575/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,630/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,298
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,486
−HK$1,205/mo
Today · 4.125%
HK$46,691
baseline
▲ 0.50% · 4.625%
HK$49,152
+HK$2,461/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,382/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,455
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,900
−HK$1,468/mo
Today · 4.125%
HK$49,368
baseline
▲ 0.50% · 4.625%
HK$52,372
+HK$3,004/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,736/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,681
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,067
−HK$1,406/mo
Today · 4.125%
HK$54,473
baseline
▲ 0.50% · 4.625%
HK$57,344
+HK$2,871/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,946/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,728
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,585
−HK$1,888/mo
Today · 4.125%
HK$63,473
baseline
▲ 0.50% · 4.625%
HK$67,335
+HK$3,862/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$126,946/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,446
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,228
−HK$1,808/mo
Today · 4.125%
HK$70,036
baseline
▲ 0.50% · 4.625%
HK$73,728
+HK$3,692/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,072/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,696 · Scale 2, in force from 26 Feb 2026)