LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,184
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,216
−HK$1,049/mo
Today · 4.125%
HK$35,265
baseline
▲ 0.50% · 4.625%
HK$37,411
+HK$2,146/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,530/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,917
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,907
−HK$1,005/mo
Today · 4.125%
HK$38,912
baseline
▲ 0.50% · 4.625%
HK$40,963
+HK$2,051/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,824/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,821
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,060
−HK$1,258/mo
Today · 4.125%
HK$42,318
baseline
▲ 0.50% · 4.625%
HK$44,893
+HK$2,575/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,636/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,301
−HK$2,393/mo
▼ 0.25% · 3.875%
HK$45,489
−HK$1,205/mo
Today · 4.125%
HK$46,694
baseline
▲ 0.50% · 4.625%
HK$49,155
+HK$2,461/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,388/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,458
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,903
−HK$1,468/mo
Today · 4.125%
HK$49,371
baseline
▲ 0.50% · 4.625%
HK$52,375
+HK$3,004/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,742/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,684
−HK$2,792/mo
▼ 0.25% · 3.875%
HK$53,070
−HK$1,406/mo
Today · 4.125%
HK$54,476
baseline
▲ 0.50% · 4.625%
HK$57,348
+HK$2,872/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,952/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,732
−HK$3,745/mo
▼ 0.25% · 3.875%
HK$61,590
−HK$1,887/mo
Today · 4.125%
HK$63,477
baseline
▲ 0.50% · 4.625%
HK$67,340
+HK$3,863/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$126,954/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,451
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,233
−HK$1,808/mo
Today · 4.125%
HK$70,041
baseline
▲ 0.50% · 4.625%
HK$73,733
+HK$3,692/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,082/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,733 · Scale 2, in force from 26 Feb 2026)