LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,186
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,219
−HK$1,048/mo
Today · 4.125%
HK$35,267
baseline
▲ 0.50% · 4.625%
HK$37,413
+HK$2,146/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,534/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,919
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,910
−HK$1,004/mo
Today · 4.125%
HK$38,914
baseline
▲ 0.50% · 4.625%
HK$40,965
+HK$2,051/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,828/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,824
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,062
−HK$1,259/mo
Today · 4.125%
HK$42,321
baseline
▲ 0.50% · 4.625%
HK$44,896
+HK$2,575/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,642/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,303
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,492
−HK$1,205/mo
Today · 4.125%
HK$46,697
baseline
▲ 0.50% · 4.625%
HK$49,158
+HK$2,461/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,394/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,461
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,906
−HK$1,468/mo
Today · 4.125%
HK$49,374
baseline
▲ 0.50% · 4.625%
HK$52,379
+HK$3,005/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,748/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,687
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,074
−HK$1,406/mo
Today · 4.125%
HK$54,480
baseline
▲ 0.50% · 4.625%
HK$57,351
+HK$2,871/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,960/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,735
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,594
−HK$1,887/mo
Today · 4.125%
HK$63,481
baseline
▲ 0.50% · 4.625%
HK$67,344
+HK$3,863/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$126,962/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,455
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$68,237
−HK$1,808/mo
Today · 4.125%
HK$70,045
baseline
▲ 0.50% · 4.625%
HK$73,738
+HK$3,693/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,090/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,767 · Scale 2, in force from 26 Feb 2026)