LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,188
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,220
−HK$1,049/mo
Today · 4.125%
HK$35,269
baseline
▲ 0.50% · 4.625%
HK$37,415
+HK$2,146/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,538/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,921
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,911
−HK$1,005/mo
Today · 4.125%
HK$38,916
baseline
▲ 0.50% · 4.625%
HK$40,967
+HK$2,051/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,832/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,825
−HK$2,497/mo
▼ 0.25% · 3.875%
HK$41,064
−HK$1,258/mo
Today · 4.125%
HK$42,322
baseline
▲ 0.50% · 4.625%
HK$44,898
+HK$2,576/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,644/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,305
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,493
−HK$1,206/mo
Today · 4.125%
HK$46,699
baseline
▲ 0.50% · 4.625%
HK$49,160
+HK$2,461/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,398/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,463
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,908
−HK$1,468/mo
Today · 4.125%
HK$49,376
baseline
▲ 0.50% · 4.625%
HK$52,381
+HK$3,005/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,752/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,689
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,075
−HK$1,407/mo
Today · 4.125%
HK$54,482
baseline
▲ 0.50% · 4.625%
HK$57,354
+HK$2,872/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,964/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,738
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,596
−HK$1,888/mo
Today · 4.125%
HK$63,484
baseline
▲ 0.50% · 4.625%
HK$67,346
+HK$3,862/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$126,968/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,457
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,240
−HK$1,808/mo
Today · 4.125%
HK$70,048
baseline
▲ 0.50% · 4.625%
HK$73,740
+HK$3,692/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,096/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,787 · Scale 2, in force from 26 Feb 2026)