LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,189
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,222
−HK$1,049/mo
Today · 4.125%
HK$35,271
baseline
▲ 0.50% · 4.625%
HK$37,417
+HK$2,146/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,542/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,923
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,913
−HK$1,005/mo
Today · 4.125%
HK$38,918
baseline
▲ 0.50% · 4.625%
HK$40,969
+HK$2,051/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,836/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,827
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,066
−HK$1,259/mo
Today · 4.125%
HK$42,325
baseline
▲ 0.50% · 4.625%
HK$44,900
+HK$2,575/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,650/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,307
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,496
−HK$1,205/mo
Today · 4.125%
HK$46,701
baseline
▲ 0.50% · 4.625%
HK$49,163
+HK$2,462/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,402/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,465
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,910
−HK$1,469/mo
Today · 4.125%
HK$49,379
baseline
▲ 0.50% · 4.625%
HK$52,383
+HK$3,004/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,758/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,692
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,078
−HK$1,407/mo
Today · 4.125%
HK$54,485
baseline
▲ 0.50% · 4.625%
HK$57,357
+HK$2,872/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,970/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,741
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,599
−HK$1,888/mo
Today · 4.125%
HK$63,487
baseline
▲ 0.50% · 4.625%
HK$67,350
+HK$3,863/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$126,974/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,461
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,243
−HK$1,809/mo
Today · 4.125%
HK$70,052
baseline
▲ 0.50% · 4.625%
HK$73,744
+HK$3,692/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,104/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,815 · Scale 2, in force from 26 Feb 2026)