LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,194
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,227
−HK$1,049/mo
Today · 4.125%
HK$35,276
baseline
▲ 0.50% · 4.625%
HK$37,422
+HK$2,146/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,552/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,928
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,919
−HK$1,004/mo
Today · 4.125%
HK$38,923
baseline
▲ 0.50% · 4.625%
HK$40,975
+HK$2,052/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,846/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,833
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,072
−HK$1,259/mo
Today · 4.125%
HK$42,331
baseline
▲ 0.50% · 4.625%
HK$44,907
+HK$2,576/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,662/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,314
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,502
−HK$1,206/mo
Today · 4.125%
HK$46,708
baseline
▲ 0.50% · 4.625%
HK$49,170
+HK$2,462/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,416/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,472
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,917
−HK$1,469/mo
Today · 4.125%
HK$49,386
baseline
▲ 0.50% · 4.625%
HK$52,391
+HK$3,005/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,772/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,700
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,086
−HK$1,407/mo
Today · 4.125%
HK$54,493
baseline
▲ 0.50% · 4.625%
HK$57,365
+HK$2,872/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,986/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,750
−HK$3,746/mo
▼ 0.25% · 3.875%
HK$61,608
−HK$1,888/mo
Today · 4.125%
HK$63,496
baseline
▲ 0.50% · 4.625%
HK$67,360
+HK$3,864/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$126,992/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,471
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,254
−HK$1,808/mo
Today · 4.125%
HK$70,062
baseline
▲ 0.50% · 4.625%
HK$73,755
+HK$3,693/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,124/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,897 · Scale 2, in force from 26 Feb 2026)