LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,195
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,228
−HK$1,049/mo
Today · 4.125%
HK$35,277
baseline
▲ 0.50% · 4.625%
HK$37,423
+HK$2,146/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,554/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,929
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,920
−HK$1,004/mo
Today · 4.125%
HK$38,924
baseline
▲ 0.50% · 4.625%
HK$40,976
+HK$2,052/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,848/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,834
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,073
−HK$1,259/mo
Today · 4.125%
HK$42,332
baseline
▲ 0.50% · 4.625%
HK$44,908
+HK$2,576/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,664/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,315
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,504
−HK$1,205/mo
Today · 4.125%
HK$46,709
baseline
▲ 0.50% · 4.625%
HK$49,171
+HK$2,462/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,418/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,473
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$47,919
−HK$1,468/mo
Today · 4.125%
HK$49,387
baseline
▲ 0.50% · 4.625%
HK$52,393
+HK$3,006/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,774/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,701
−HK$2,793/mo
▼ 0.25% · 3.875%
HK$53,088
−HK$1,406/mo
Today · 4.125%
HK$54,494
baseline
▲ 0.50% · 4.625%
HK$57,367
+HK$2,873/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,988/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,751
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,610
−HK$1,888/mo
Today · 4.125%
HK$63,498
baseline
▲ 0.50% · 4.625%
HK$67,362
+HK$3,864/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$126,996/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,911 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,473
−HK$3,591/mo
▼ 0.25% · 3.875%
HK$68,255
−HK$1,809/mo
Today · 4.125%
HK$70,064
baseline
▲ 0.50% · 4.625%
HK$73,757
+HK$3,693/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,128/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,911 · Scale 2, in force from 26 Feb 2026)