LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,196
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,229
−HK$1,049/mo
Today · 4.125%
HK$35,278
baseline
▲ 0.50% · 4.625%
HK$37,424
+HK$2,146/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,556/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,930
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,921
−HK$1,004/mo
Today · 4.125%
HK$38,925
baseline
▲ 0.50% · 4.625%
HK$40,977
+HK$2,052/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,850/mo (50% DSR)
Upfront cash ≈ HK$7.82M (deposit + AVD stamp duty HK$545,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,835
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,074
−HK$1,259/mo
Today · 4.125%
HK$42,333
baseline
▲ 0.50% · 4.625%
HK$44,909
+HK$2,576/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$84,666/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,316
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,505
−HK$1,205/mo
Today · 4.125%
HK$46,710
baseline
▲ 0.50% · 4.625%
HK$49,173
+HK$2,463/mo
Deposit HK$5.82M · loan HK$8.73M · min. income ≈ HK$93,420/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,474
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,920
−HK$1,469/mo
Today · 4.125%
HK$49,389
baseline
▲ 0.50% · 4.625%
HK$52,394
+HK$3,005/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,778/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,702
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,089
−HK$1,407/mo
Today · 4.125%
HK$54,496
baseline
▲ 0.50% · 4.625%
HK$57,368
+HK$2,872/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,992/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,753
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,611
−HK$1,889/mo
Today · 4.125%
HK$63,500
baseline
▲ 0.50% · 4.625%
HK$67,364
+HK$3,864/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$127,000/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,474
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,257
−HK$1,809/mo
Today · 4.125%
HK$70,066
baseline
▲ 0.50% · 4.625%
HK$73,759
+HK$3,693/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,132/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,925 · Scale 2, in force from 26 Feb 2026)