LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,197
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,230
−HK$1,049/mo
Today · 4.125%
HK$35,279
baseline
▲ 0.50% · 4.625%
HK$37,426
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,558/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$545,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,932
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,922
−HK$1,005/mo
Today · 4.125%
HK$38,927
baseline
▲ 0.50% · 4.625%
HK$40,979
+HK$2,052/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,854/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$545,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,837
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,076
−HK$1,259/mo
Today · 4.125%
HK$42,335
baseline
▲ 0.50% · 4.625%
HK$44,911
+HK$2,576/mo
Deposit HK$5.82M · loan HK$8.74M · min. income ≈ HK$84,670/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,318
−HK$2,394/mo
▼ 0.25% · 3.875%
HK$45,507
−HK$1,205/mo
Today · 4.125%
HK$46,712
baseline
▲ 0.50% · 4.625%
HK$49,175
+HK$2,463/mo
Deposit HK$5.82M · loan HK$8.74M · min. income ≈ HK$93,424/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$545,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,476
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,922
−HK$1,469/mo
Today · 4.125%
HK$49,391
baseline
▲ 0.50% · 4.625%
HK$52,396
+HK$3,005/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,782/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,704
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,091
−HK$1,407/mo
Today · 4.125%
HK$54,498
baseline
▲ 0.50% · 4.625%
HK$57,370
+HK$2,872/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$108,996/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$545,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,755
−HK$3,747/mo
▼ 0.25% · 3.875%
HK$61,614
−HK$1,888/mo
Today · 4.125%
HK$63,502
baseline
▲ 0.50% · 4.625%
HK$67,366
+HK$3,864/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$127,004/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,947 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,477
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,260
−HK$1,809/mo
Today · 4.125%
HK$70,069
baseline
▲ 0.50% · 4.625%
HK$73,762
+HK$3,693/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,138/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$545,947 · Scale 2, in force from 26 Feb 2026)