LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,203
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,236
−HK$1,049/mo
Today · 4.125%
HK$35,285
baseline
▲ 0.50% · 4.625%
HK$37,432
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,570/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,938
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,928
−HK$1,005/mo
Today · 4.125%
HK$38,933
baseline
▲ 0.50% · 4.625%
HK$40,986
+HK$2,053/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,866/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,843
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,083
−HK$1,259/mo
Today · 4.125%
HK$42,342
baseline
▲ 0.50% · 4.625%
HK$44,918
+HK$2,576/mo
Deposit HK$5.82M · loan HK$8.74M · min. income ≈ HK$84,684/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,325
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,514
−HK$1,206/mo
Today · 4.125%
HK$46,720
baseline
▲ 0.50% · 4.625%
HK$49,183
+HK$2,463/mo
Deposit HK$5.82M · loan HK$8.74M · min. income ≈ HK$93,440/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,484
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,930
−HK$1,469/mo
Today · 4.125%
HK$49,399
baseline
▲ 0.50% · 4.625%
HK$52,405
+HK$3,006/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,798/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,713
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,100
−HK$1,407/mo
Today · 4.125%
HK$54,507
baseline
▲ 0.50% · 4.625%
HK$57,380
+HK$2,873/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$109,014/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,765
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,624
−HK$1,889/mo
Today · 4.125%
HK$63,513
baseline
▲ 0.50% · 4.625%
HK$67,377
+HK$3,864/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$127,026/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,488
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,271
−HK$1,809/mo
Today · 4.125%
HK$70,080
baseline
▲ 0.50% · 4.625%
HK$73,774
+HK$3,694/mo
Deposit HK$1.46M · loan HK$13.10M · min. income ≈ HK$140,160/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,038 · Scale 2, in force from 26 Feb 2026)