LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,205
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,238
−HK$1,049/mo
Today · 4.125%
HK$35,287
baseline
▲ 0.50% · 4.625%
HK$37,434
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,574/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,940
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,931
−HK$1,005/mo
Today · 4.125%
HK$38,936
baseline
▲ 0.50% · 4.625%
HK$40,988
+HK$2,052/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,872/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,846
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,085
−HK$1,259/mo
Today · 4.125%
HK$42,344
baseline
▲ 0.50% · 4.625%
HK$44,921
+HK$2,577/mo
Deposit HK$5.82M · loan HK$8.74M · min. income ≈ HK$84,688/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,328
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,517
−HK$1,206/mo
Today · 4.125%
HK$46,723
baseline
▲ 0.50% · 4.625%
HK$49,186
+HK$2,463/mo
Deposit HK$5.82M · loan HK$8.74M · min. income ≈ HK$93,446/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,487
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,933
−HK$1,469/mo
Today · 4.125%
HK$49,402
baseline
▲ 0.50% · 4.625%
HK$52,408
+HK$3,006/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,804/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,716
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,103
−HK$1,407/mo
Today · 4.125%
HK$54,510
baseline
▲ 0.50% · 4.625%
HK$57,383
+HK$2,873/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$109,020/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,769
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,628
−HK$1,889/mo
Today · 4.125%
HK$63,517
baseline
▲ 0.50% · 4.625%
HK$67,382
+HK$3,865/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,034/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,492
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$68,275
−HK$1,809/mo
Today · 4.125%
HK$70,084
baseline
▲ 0.50% · 4.625%
HK$73,779
+HK$3,695/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,168/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,071 · Scale 2, in force from 26 Feb 2026)