LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,206
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,239
−HK$1,050/mo
Today · 4.125%
HK$35,289
baseline
▲ 0.50% · 4.625%
HK$37,436
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,578/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,942
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,933
−HK$1,005/mo
Today · 4.125%
HK$38,938
baseline
▲ 0.50% · 4.625%
HK$40,990
+HK$2,052/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,876/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,848
−HK$2,498/mo
▼ 0.25% · 3.875%
HK$41,087
−HK$1,259/mo
Today · 4.125%
HK$42,346
baseline
▲ 0.50% · 4.625%
HK$44,923
+HK$2,577/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,692/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,330
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,519
−HK$1,206/mo
Today · 4.125%
HK$46,725
baseline
▲ 0.50% · 4.625%
HK$49,188
+HK$2,463/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,450/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,489
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,935
−HK$1,469/mo
Today · 4.125%
HK$49,404
baseline
▲ 0.50% · 4.625%
HK$52,410
+HK$3,006/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,808/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,719
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,106
−HK$1,407/mo
Today · 4.125%
HK$54,513
baseline
▲ 0.50% · 4.625%
HK$57,386
+HK$2,873/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$109,026/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,772
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,631
−HK$1,889/mo
Today · 4.125%
HK$63,520
baseline
▲ 0.50% · 4.625%
HK$67,385
+HK$3,865/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,040/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,495
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,279
−HK$1,809/mo
Today · 4.125%
HK$70,088
baseline
▲ 0.50% · 4.625%
HK$73,782
+HK$3,694/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,176/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,097 · Scale 2, in force from 26 Feb 2026)