LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,207
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$34,240
−HK$1,049/mo
Today · 4.125%
HK$35,289
baseline
▲ 0.50% · 4.625%
HK$37,436
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,578/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,942
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,933
−HK$1,005/mo
Today · 4.125%
HK$38,938
baseline
▲ 0.50% · 4.625%
HK$40,991
+HK$2,053/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,876/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,848
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,088
−HK$1,259/mo
Today · 4.125%
HK$42,347
baseline
▲ 0.50% · 4.625%
HK$44,924
+HK$2,577/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,694/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,331
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,520
−HK$1,206/mo
Today · 4.125%
HK$46,726
baseline
▲ 0.50% · 4.625%
HK$49,189
+HK$2,463/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,452/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,490
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,936
−HK$1,469/mo
Today · 4.125%
HK$49,405
baseline
▲ 0.50% · 4.625%
HK$52,411
+HK$3,006/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,810/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,719
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,106
−HK$1,407/mo
Today · 4.125%
HK$54,513
baseline
▲ 0.50% · 4.625%
HK$57,387
+HK$2,874/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$109,026/mo (50% DSR)
Upfront cash ≈ HK$4.91M (deposit + AVD stamp duty HK$546,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,772
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,632
−HK$1,889/mo
Today · 4.125%
HK$63,521
baseline
▲ 0.50% · 4.625%
HK$67,386
+HK$3,865/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,042/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,105 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,496
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,280
−HK$1,809/mo
Today · 4.125%
HK$70,089
baseline
▲ 0.50% · 4.625%
HK$73,783
+HK$3,694/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,178/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,105 · Scale 2, in force from 26 Feb 2026)