LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,207
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,240
−HK$1,050/mo
Today · 4.125%
HK$35,290
baseline
▲ 0.50% · 4.625%
HK$37,437
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,580/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,943
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,934
−HK$1,005/mo
Today · 4.125%
HK$38,939
baseline
▲ 0.50% · 4.625%
HK$40,991
+HK$2,052/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,878/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,849
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,088
−HK$1,260/mo
Today · 4.125%
HK$42,348
baseline
▲ 0.50% · 4.625%
HK$44,925
+HK$2,577/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,696/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,331
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,520
−HK$1,207/mo
Today · 4.125%
HK$46,727
baseline
▲ 0.50% · 4.625%
HK$49,190
+HK$2,463/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,454/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,490
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,936
−HK$1,470/mo
Today · 4.125%
HK$49,406
baseline
▲ 0.50% · 4.625%
HK$52,412
+HK$3,006/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,812/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,720
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,107
−HK$1,407/mo
Today · 4.125%
HK$54,514
baseline
▲ 0.50% · 4.625%
HK$57,388
+HK$2,874/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$109,028/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,773
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,633
−HK$1,889/mo
Today · 4.125%
HK$63,522
baseline
▲ 0.50% · 4.625%
HK$67,387
+HK$3,865/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,044/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,497
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,281
−HK$1,809/mo
Today · 4.125%
HK$70,090
baseline
▲ 0.50% · 4.625%
HK$73,784
+HK$3,694/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,180/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,114 · Scale 2, in force from 26 Feb 2026)