LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,208
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,241
−HK$1,050/mo
Today · 4.125%
HK$35,291
baseline
▲ 0.50% · 4.625%
HK$37,438
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,582/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,944
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,935
−HK$1,005/mo
Today · 4.125%
HK$38,940
baseline
▲ 0.50% · 4.625%
HK$40,992
+HK$2,052/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,880/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,850
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,090
−HK$1,259/mo
Today · 4.125%
HK$42,349
baseline
▲ 0.50% · 4.625%
HK$44,926
+HK$2,577/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,698/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,333
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,522
−HK$1,206/mo
Today · 4.125%
HK$46,728
baseline
▲ 0.50% · 4.625%
HK$49,191
+HK$2,463/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,456/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,492
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,938
−HK$1,469/mo
Today · 4.125%
HK$49,407
baseline
▲ 0.50% · 4.625%
HK$52,413
+HK$3,006/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,814/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,721
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,109
−HK$1,407/mo
Today · 4.125%
HK$54,516
baseline
▲ 0.50% · 4.625%
HK$57,389
+HK$2,873/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$109,032/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,775
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,634
−HK$1,889/mo
Today · 4.125%
HK$63,523
baseline
▲ 0.50% · 4.625%
HK$67,389
+HK$3,866/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,046/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,128 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,499
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,282
−HK$1,810/mo
Today · 4.125%
HK$70,092
baseline
▲ 0.50% · 4.625%
HK$73,786
+HK$3,694/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,184/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,128 · Scale 2, in force from 26 Feb 2026)