LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,209
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,242
−HK$1,050/mo
Today · 4.125%
HK$35,292
baseline
▲ 0.50% · 4.625%
HK$37,439
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,584/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,945
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,936
−HK$1,005/mo
Today · 4.125%
HK$38,941
baseline
▲ 0.50% · 4.625%
HK$40,994
+HK$2,053/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,882/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,851
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,091
−HK$1,259/mo
Today · 4.125%
HK$42,350
baseline
▲ 0.50% · 4.625%
HK$44,927
+HK$2,577/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,700/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,334
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,523
−HK$1,206/mo
Today · 4.125%
HK$46,729
baseline
▲ 0.50% · 4.625%
HK$49,192
+HK$2,463/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,458/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,493
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,939
−HK$1,469/mo
Today · 4.125%
HK$49,408
baseline
▲ 0.50% · 4.625%
HK$52,415
+HK$3,007/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$98,816/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,723
−HK$2,794/mo
▼ 0.25% · 3.875%
HK$53,110
−HK$1,407/mo
Today · 4.125%
HK$54,517
baseline
▲ 0.50% · 4.625%
HK$57,391
+HK$2,874/mo
Deposit HK$4.37M · loan HK$10.19M · min. income ≈ HK$109,034/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,777
−HK$3,748/mo
▼ 0.25% · 3.875%
HK$61,636
−HK$1,889/mo
Today · 4.125%
HK$63,525
baseline
▲ 0.50% · 4.625%
HK$67,390
+HK$3,865/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,050/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,143 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,501
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,284
−HK$1,810/mo
Today · 4.125%
HK$70,094
baseline
▲ 0.50% · 4.625%
HK$73,788
+HK$3,694/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,188/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,143 · Scale 2, in force from 26 Feb 2026)