LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,212
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,245
−HK$1,050/mo
Today · 4.125%
HK$35,295
baseline
▲ 0.50% · 4.625%
HK$37,442
+HK$2,147/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,590/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,948
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,939
−HK$1,005/mo
Today · 4.125%
HK$38,944
baseline
▲ 0.50% · 4.625%
HK$40,997
+HK$2,053/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,888/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,854
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,094
−HK$1,259/mo
Today · 4.125%
HK$42,353
baseline
▲ 0.50% · 4.625%
HK$44,931
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,706/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,337
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,527
−HK$1,206/mo
Today · 4.125%
HK$46,733
baseline
▲ 0.50% · 4.625%
HK$49,196
+HK$2,463/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,466/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,497
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$47,943
−HK$1,469/mo
Today · 4.125%
HK$49,412
baseline
▲ 0.50% · 4.625%
HK$52,419
+HK$3,007/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,824/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,727
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,114
−HK$1,408/mo
Today · 4.125%
HK$54,522
baseline
▲ 0.50% · 4.625%
HK$57,396
+HK$2,874/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,044/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,781
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,641
−HK$1,889/mo
Today · 4.125%
HK$63,530
baseline
▲ 0.50% · 4.625%
HK$67,396
+HK$3,866/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,060/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,186 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,506
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,290
−HK$1,809/mo
Today · 4.125%
HK$70,099
baseline
▲ 0.50% · 4.625%
HK$73,794
+HK$3,695/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,198/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,186 · Scale 2, in force from 26 Feb 2026)