LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,215
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,248
−HK$1,050/mo
Today · 4.125%
HK$35,298
baseline
▲ 0.50% · 4.625%
HK$37,446
+HK$2,148/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,596/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,952
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,943
−HK$1,005/mo
Today · 4.125%
HK$38,948
baseline
▲ 0.50% · 4.625%
HK$41,001
+HK$2,053/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,896/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,858
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,098
−HK$1,260/mo
Today · 4.125%
HK$42,358
baseline
▲ 0.50% · 4.625%
HK$44,935
+HK$2,577/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,716/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,342
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,531
−HK$1,207/mo
Today · 4.125%
HK$46,738
baseline
▲ 0.50% · 4.625%
HK$49,201
+HK$2,463/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,476/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,501
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,948
−HK$1,469/mo
Today · 4.125%
HK$49,417
baseline
▲ 0.50% · 4.625%
HK$52,424
+HK$3,007/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,834/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,732
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,120
−HK$1,407/mo
Today · 4.125%
HK$54,527
baseline
▲ 0.50% · 4.625%
HK$57,401
+HK$2,874/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,054/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,787
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,647
−HK$1,890/mo
Today · 4.125%
HK$63,537
baseline
▲ 0.50% · 4.625%
HK$67,403
+HK$3,866/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,074/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,513
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$68,297
−HK$1,809/mo
Today · 4.125%
HK$70,106
baseline
▲ 0.50% · 4.625%
HK$73,802
+HK$3,696/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,212/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,242 · Scale 2, in force from 26 Feb 2026)