LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,216
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,249
−HK$1,050/mo
Today · 4.125%
HK$35,299
baseline
▲ 0.50% · 4.625%
HK$37,447
+HK$2,148/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,598/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,952
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,943
−HK$1,006/mo
Today · 4.125%
HK$38,949
baseline
▲ 0.50% · 4.625%
HK$41,002
+HK$2,053/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,898/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,859
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,099
−HK$1,260/mo
Today · 4.125%
HK$42,359
baseline
▲ 0.50% · 4.625%
HK$44,936
+HK$2,577/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,718/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,343
−HK$2,395/mo
▼ 0.25% · 3.875%
HK$45,532
−HK$1,206/mo
Today · 4.125%
HK$46,738
baseline
▲ 0.50% · 4.625%
HK$49,202
+HK$2,464/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,476/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,502
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,949
−HK$1,469/mo
Today · 4.125%
HK$49,418
baseline
▲ 0.50% · 4.625%
HK$52,425
+HK$3,007/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,836/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,733
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,121
−HK$1,407/mo
Today · 4.125%
HK$54,528
baseline
▲ 0.50% · 4.625%
HK$57,403
+HK$2,875/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,056/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,789
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,648
−HK$1,890/mo
Today · 4.125%
HK$63,538
baseline
▲ 0.50% · 4.625%
HK$67,404
+HK$3,866/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,076/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,514
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,298
−HK$1,810/mo
Today · 4.125%
HK$70,108
baseline
▲ 0.50% · 4.625%
HK$73,803
+HK$3,695/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,216/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,253 · Scale 2, in force from 26 Feb 2026)