LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,218
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,251
−HK$1,050/mo
Today · 4.125%
HK$35,301
baseline
▲ 0.50% · 4.625%
HK$37,449
+HK$2,148/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,602/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,955
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,946
−HK$1,005/mo
Today · 4.125%
HK$38,951
baseline
▲ 0.50% · 4.625%
HK$41,005
+HK$2,054/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,902/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,862
−HK$2,499/mo
▼ 0.25% · 3.875%
HK$41,102
−HK$1,259/mo
Today · 4.125%
HK$42,361
baseline
▲ 0.50% · 4.625%
HK$44,939
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,722/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,346
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,535
−HK$1,207/mo
Today · 4.125%
HK$46,742
baseline
▲ 0.50% · 4.625%
HK$49,206
+HK$2,464/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,484/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,505
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,952
−HK$1,470/mo
Today · 4.125%
HK$49,422
baseline
▲ 0.50% · 4.625%
HK$52,429
+HK$3,007/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,844/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,737
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,124
−HK$1,408/mo
Today · 4.125%
HK$54,532
baseline
▲ 0.50% · 4.625%
HK$57,406
+HK$2,874/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,064/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,793
−HK$3,749/mo
▼ 0.25% · 3.875%
HK$61,653
−HK$1,889/mo
Today · 4.125%
HK$63,542
baseline
▲ 0.50% · 4.625%
HK$67,409
+HK$3,867/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,084/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,519
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,303
−HK$1,810/mo
Today · 4.125%
HK$70,113
baseline
▲ 0.50% · 4.625%
HK$73,808
+HK$3,695/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,226/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,290 · Scale 2, in force from 26 Feb 2026)