LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,219
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,252
−HK$1,050/mo
Today · 4.125%
HK$35,302
baseline
▲ 0.50% · 4.625%
HK$37,450
+HK$2,148/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,604/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,955
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,946
−HK$1,006/mo
Today · 4.125%
HK$38,952
baseline
▲ 0.50% · 4.625%
HK$41,005
+HK$2,053/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,904/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,862
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,102
−HK$1,260/mo
Today · 4.125%
HK$42,362
baseline
▲ 0.50% · 4.625%
HK$44,940
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,724/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,346
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,536
−HK$1,206/mo
Today · 4.125%
HK$46,742
baseline
▲ 0.50% · 4.625%
HK$49,206
+HK$2,464/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,484/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,506
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,952
−HK$1,470/mo
Today · 4.125%
HK$49,422
baseline
▲ 0.50% · 4.625%
HK$52,429
+HK$3,007/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,844/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,737
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,125
−HK$1,408/mo
Today · 4.125%
HK$54,533
baseline
▲ 0.50% · 4.625%
HK$57,407
+HK$2,874/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,066/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,793
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,653
−HK$1,890/mo
Today · 4.125%
HK$63,543
baseline
▲ 0.50% · 4.625%
HK$67,409
+HK$3,866/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,086/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,519
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,303
−HK$1,810/mo
Today · 4.125%
HK$70,113
baseline
▲ 0.50% · 4.625%
HK$73,809
+HK$3,696/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,226/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,296 · Scale 2, in force from 26 Feb 2026)