LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,220
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,254
−HK$1,049/mo
Today · 4.125%
HK$35,303
baseline
▲ 0.50% · 4.625%
HK$37,452
+HK$2,149/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,606/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,957
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,948
−HK$1,006/mo
Today · 4.125%
HK$38,954
baseline
▲ 0.50% · 4.625%
HK$41,007
+HK$2,053/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,908/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,864
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,104
−HK$1,260/mo
Today · 4.125%
HK$42,364
baseline
▲ 0.50% · 4.625%
HK$44,942
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,728/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,349
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,538
−HK$1,207/mo
Today · 4.125%
HK$46,745
baseline
▲ 0.50% · 4.625%
HK$49,209
+HK$2,464/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,490/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,508
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,955
−HK$1,470/mo
Today · 4.125%
HK$49,425
baseline
▲ 0.50% · 4.625%
HK$52,432
+HK$3,007/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,850/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,740
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,128
−HK$1,407/mo
Today · 4.125%
HK$54,535
baseline
▲ 0.50% · 4.625%
HK$57,410
+HK$2,875/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,070/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,796
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,657
−HK$1,889/mo
Today · 4.125%
HK$63,546
baseline
▲ 0.50% · 4.625%
HK$67,413
+HK$3,867/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,092/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,523
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,307
−HK$1,810/mo
Today · 4.125%
HK$70,117
baseline
▲ 0.50% · 4.625%
HK$73,813
+HK$3,696/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,234/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,325 · Scale 2, in force from 26 Feb 2026)