LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,221
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,254
−HK$1,050/mo
Today · 4.125%
HK$35,304
baseline
▲ 0.50% · 4.625%
HK$37,452
+HK$2,148/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$70,608/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,958
−HK$1,996/mo
▼ 0.25% · 3.875%
HK$37,949
−HK$1,005/mo
Today · 4.125%
HK$38,954
baseline
▲ 0.50% · 4.625%
HK$41,008
+HK$2,054/mo
Deposit HK$7.28M · loan HK$7.28M · min. income ≈ HK$77,908/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,865
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,105
−HK$1,260/mo
Today · 4.125%
HK$42,365
baseline
▲ 0.50% · 4.625%
HK$44,943
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,730/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,349
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,539
−HK$1,206/mo
Today · 4.125%
HK$46,745
baseline
▲ 0.50% · 4.625%
HK$49,209
+HK$2,464/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,490/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,509
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,956
−HK$1,470/mo
Today · 4.125%
HK$49,426
baseline
▲ 0.50% · 4.625%
HK$52,433
+HK$3,007/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,852/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,741
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,128
−HK$1,408/mo
Today · 4.125%
HK$54,536
baseline
▲ 0.50% · 4.625%
HK$57,411
+HK$2,875/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,072/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,797
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,657
−HK$1,890/mo
Today · 4.125%
HK$63,547
baseline
▲ 0.50% · 4.625%
HK$67,414
+HK$3,867/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,094/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,332 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,524
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,308
−HK$1,810/mo
Today · 4.125%
HK$70,118
baseline
▲ 0.50% · 4.625%
HK$73,814
+HK$3,696/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,236/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,332 · Scale 2, in force from 26 Feb 2026)