LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,224
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,258
−HK$1,049/mo
Today · 4.125%
HK$35,307
baseline
▲ 0.50% · 4.625%
HK$37,456
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,614/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,961
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,953
−HK$1,005/mo
Today · 4.125%
HK$38,958
baseline
▲ 0.50% · 4.625%
HK$41,012
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,916/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,869
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,109
−HK$1,260/mo
Today · 4.125%
HK$42,369
baseline
▲ 0.50% · 4.625%
HK$44,947
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,738/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,354
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,543
−HK$1,207/mo
Today · 4.125%
HK$46,750
baseline
▲ 0.50% · 4.625%
HK$49,214
+HK$2,464/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,500/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,514
−HK$2,916/mo
▼ 0.25% · 3.875%
HK$47,961
−HK$1,469/mo
Today · 4.125%
HK$49,430
baseline
▲ 0.50% · 4.625%
HK$52,438
+HK$3,008/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,860/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,746
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,134
−HK$1,408/mo
Today · 4.125%
HK$54,542
baseline
▲ 0.50% · 4.625%
HK$57,417
+HK$2,875/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,084/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,803
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,664
−HK$1,889/mo
Today · 4.125%
HK$63,553
baseline
▲ 0.50% · 4.625%
HK$67,421
+HK$3,868/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,106/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,387 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,531
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,315
−HK$1,810/mo
Today · 4.125%
HK$70,125
baseline
▲ 0.50% · 4.625%
HK$73,821
+HK$3,696/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,250/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,387 · Scale 2, in force from 26 Feb 2026)