LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,226
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,260
−HK$1,050/mo
Today · 4.125%
HK$35,310
baseline
▲ 0.50% · 4.625%
HK$37,458
+HK$2,148/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,620/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,964
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,955
−HK$1,006/mo
Today · 4.125%
HK$38,961
baseline
▲ 0.50% · 4.625%
HK$41,014
+HK$2,053/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,922/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,871
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,112
−HK$1,260/mo
Today · 4.125%
HK$42,372
baseline
▲ 0.50% · 4.625%
HK$44,950
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,744/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,356
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,546
−HK$1,207/mo
Today · 4.125%
HK$46,753
baseline
▲ 0.50% · 4.625%
HK$49,217
+HK$2,464/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,506/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,517
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,964
−HK$1,470/mo
Today · 4.125%
HK$49,434
baseline
▲ 0.50% · 4.625%
HK$52,442
+HK$3,008/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,868/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,749
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,137
−HK$1,408/mo
Today · 4.125%
HK$54,545
baseline
▲ 0.50% · 4.625%
HK$57,420
+HK$2,875/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,090/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,807
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,667
−HK$1,890/mo
Today · 4.125%
HK$63,557
baseline
▲ 0.50% · 4.625%
HK$67,425
+HK$3,868/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,114/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,422 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,535
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,319
−HK$1,810/mo
Today · 4.125%
HK$70,129
baseline
▲ 0.50% · 4.625%
HK$73,826
+HK$3,697/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,258/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,422 · Scale 2, in force from 26 Feb 2026)