LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,226
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,260
−HK$1,050/mo
Today · 4.125%
HK$35,310
baseline
▲ 0.50% · 4.625%
HK$37,459
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,620/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,964
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,955
−HK$1,006/mo
Today · 4.125%
HK$38,961
baseline
▲ 0.50% · 4.625%
HK$41,015
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,922/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,872
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,112
−HK$1,260/mo
Today · 4.125%
HK$42,372
baseline
▲ 0.50% · 4.625%
HK$44,950
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,744/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,357
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,547
−HK$1,206/mo
Today · 4.125%
HK$46,753
baseline
▲ 0.50% · 4.625%
HK$49,218
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,506/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$546,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,517
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,964
−HK$1,470/mo
Today · 4.125%
HK$49,434
baseline
▲ 0.50% · 4.625%
HK$52,442
+HK$3,008/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,868/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,750
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,138
−HK$1,408/mo
Today · 4.125%
HK$54,546
baseline
▲ 0.50% · 4.625%
HK$57,421
+HK$2,875/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,092/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,808
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,668
−HK$1,890/mo
Today · 4.125%
HK$63,558
baseline
▲ 0.50% · 4.625%
HK$67,425
+HK$3,867/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,116/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,535
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,320
−HK$1,810/mo
Today · 4.125%
HK$70,130
baseline
▲ 0.50% · 4.625%
HK$73,827
+HK$3,697/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,260/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,427 · Scale 2, in force from 26 Feb 2026)