LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,227
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$34,261
−HK$1,050/mo
Today · 4.125%
HK$35,311
baseline
▲ 0.50% · 4.625%
HK$37,459
+HK$2,148/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,622/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,965
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,956
−HK$1,006/mo
Today · 4.125%
HK$38,962
baseline
▲ 0.50% · 4.625%
HK$41,015
+HK$2,053/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,924/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,872
−HK$2,501/mo
▼ 0.25% · 3.875%
HK$41,113
−HK$1,260/mo
Today · 4.125%
HK$42,373
baseline
▲ 0.50% · 4.625%
HK$44,951
+HK$2,578/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,746/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,358
−HK$2,396/mo
▼ 0.25% · 3.875%
HK$45,547
−HK$1,207/mo
Today · 4.125%
HK$46,754
baseline
▲ 0.50% · 4.625%
HK$49,219
+HK$2,465/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,508/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,518
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,965
−HK$1,470/mo
Today · 4.125%
HK$49,435
baseline
▲ 0.50% · 4.625%
HK$52,443
+HK$3,008/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,870/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,751
−HK$2,795/mo
▼ 0.25% · 3.875%
HK$53,138
−HK$1,408/mo
Today · 4.125%
HK$54,546
baseline
▲ 0.50% · 4.625%
HK$57,422
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,092/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,809
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,669
−HK$1,890/mo
Today · 4.125%
HK$63,559
baseline
▲ 0.50% · 4.625%
HK$67,427
+HK$3,868/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,118/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,536
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$68,321
−HK$1,810/mo
Today · 4.125%
HK$70,131
baseline
▲ 0.50% · 4.625%
HK$73,828
+HK$3,697/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,262/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,435 · Scale 2, in force from 26 Feb 2026)