LTV · monthly repayment
▼ 0.50% · 3.625%
HK$33,228
−HK$2,083/mo
▼ 0.25% · 3.875%
HK$34,261
−HK$1,050/mo
Today · 4.125%
HK$35,311
baseline
▲ 0.50% · 4.625%
HK$37,460
+HK$2,149/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$70,622/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,965
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$37,957
−HK$1,005/mo
Today · 4.125%
HK$38,962
baseline
▲ 0.50% · 4.625%
HK$41,016
+HK$2,054/mo
Deposit HK$7.29M · loan HK$7.29M · min. income ≈ HK$77,924/mo (50% DSR)
Upfront cash ≈ HK$7.83M (deposit + AVD stamp duty HK$546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,873
−HK$2,500/mo
▼ 0.25% · 3.875%
HK$41,113
−HK$1,260/mo
Today · 4.125%
HK$42,373
baseline
▲ 0.50% · 4.625%
HK$44,952
+HK$2,579/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$84,746/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,358
−HK$2,397/mo
▼ 0.25% · 3.875%
HK$45,548
−HK$1,207/mo
Today · 4.125%
HK$46,755
baseline
▲ 0.50% · 4.625%
HK$49,219
+HK$2,464/mo
Deposit HK$5.83M · loan HK$8.74M · min. income ≈ HK$93,510/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,519
−HK$2,917/mo
▼ 0.25% · 3.875%
HK$47,966
−HK$1,470/mo
Today · 4.125%
HK$49,436
baseline
▲ 0.50% · 4.625%
HK$52,444
+HK$3,008/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$98,872/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,751
−HK$2,796/mo
▼ 0.25% · 3.875%
HK$53,139
−HK$1,408/mo
Today · 4.125%
HK$54,547
baseline
▲ 0.50% · 4.625%
HK$57,423
+HK$2,876/mo
Deposit HK$4.37M · loan HK$10.20M · min. income ≈ HK$109,094/mo (50% DSR)
Upfront cash ≈ HK$4.92M (deposit + AVD stamp duty HK$546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,810
−HK$3,750/mo
▼ 0.25% · 3.875%
HK$61,670
−HK$1,890/mo
Today · 4.125%
HK$63,560
baseline
▲ 0.50% · 4.625%
HK$67,428
+HK$3,868/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$127,120/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,538
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$68,322
−HK$1,810/mo
Today · 4.125%
HK$70,132
baseline
▲ 0.50% · 4.625%
HK$73,829
+HK$3,697/mo
Deposit HK$1.46M · loan HK$13.11M · min. income ≈ HK$140,264/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$546,444 · Scale 2, in force from 26 Feb 2026)